Time card calculator for contractors

Contractor time cards separate billable work from nonbillable breaks. Everhour adds approval controls when hours need review.

How much did you earn this week?

Enter your daily hours and rate to instantly calculate total hours, regular pay, and any overtime — no spreadsheet needed.

$
Weekly gross pay
Regular hours40h
Overtime hours0h
Regular pay$1,400.00

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Works with your favorite tool:
Everhour — Time Tracking
Time Entries
01:24:00
00:31:00
01:07:00

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Set a budget, assign rates, and get alerted before you're over.

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Everhour — Budgeting
Acme Web Project
1
50% of budget used
$2,500.00of $5,000.00
$2,500.00 remaining
75%
Actual costRemaining cost

Measurement

Track your budget through time or costs

Simple, customizable reports

Every report you need — configured your way, always up to date.

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Everhour — Reports

Your invoice is ready!

Tracked hours flow straight into a polished invoice — no copy-paste, no manual math.

  • Billable hours straight into the invoice
  • Configure invoice templates
  • Copy invoices to QuickBooks or Xero
  • Invoicing dashboard with status
Everhour — Invoices
Your Company LLChello@yourcompany.com
INVOICE
Invoice #1042
Group by:
DescriptionHoursRateAmount
Website Redesign14h$150/h$2,100.00
Brand Guidelines7h$150/h$1,050.00
Marketing Strategy3.5h$150/h$525.00
Total Due$3,675.00
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Contractor hours, breaks, and pay totals

What this calculation answers

A contractor time card converts start times, stop times, and breaks into billable hours, payroll hours, or both. For a true independent contractor, the total usually supports an invoice. The contract controls the hourly rate, minimum billing increments, break billing, and any premium terms. Keep that invoice math separate from employee wage-and-hour calculations.

A worker labeled as a contractor can still be an employee under the FLSA employment-relationship test. A 1099 form or contract title does not decide status by itself. The totality of the relationship controls, including control, investment, profit-or-loss opportunity, permanence, skill and initiative, and whether the work is integral to the business.

Build the weekly total

Start with each clock-in and clock-out span, then subtract only unpaid or nonbillable breaks. Convert minutes to decimal hours before multiplying by a rate: 30 minutes equals 0.50 hours, 15 minutes equals 0.25 hours, and 8 hours 15 minutes equals 8.25 hours. For true independent contractors, the invoice total is billable hours times the contract rate.

For example, an independent remodeling contractor records billable daily totals of 6, 9, 8, 10, and 7 hours in one week at $62 per hour. The weekly billable total is 40 hours. The invoice amount before reimbursable expenses, taxes, or contract retainage is $2,480.00.

Separate contractor and employee rules

Employee rules enter the calculation when the worker is legally an employee or when covered laborers and mechanics work on most federal service or construction contracts over $100,000. Covered nonexempt employees must receive at least 1.5 times the regular rate for hours worked over 40 in a fixed FLSA workweek. Hours cannot be averaged across multiple workweeks for overtime.

Break treatment also changes the total. Federal law does not require adult lunch, coffee, meal, or rest breaks. Short rest breaks, usually 5 to 20 minutes, count as compensable hours worked when an employer provides them. A meal period is generally unpaid only when it is a bona fide meal break, typically at least 30 minutes, and the employee is completely relieved of duty.

When a calculator is enough

A one-off calculator is enough for a solo contractor checking an invoice, a project manager validating a subcontractor's weekly total, or a bookkeeper converting minutes into decimal hours. It also works for a narrow audit, such as confirming that a nonbillable lunch was subtracted once and paid rest breaks stayed in the employee total.

A managed workflow becomes necessary when multiple contractors, crews, or employee classifications submit time every week. Everhour Team Management supports lock rules, admin time correction, personal tracking limits, weekly capacity, approval workflow, roles, project assignments, team groups, and team-wide policy defaults, so reviewed hours can move into billing or payroll without reopening old periods.

This content is for general information only, may not be fully up to date, and is provided without any warranty or liability.

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G2

Summer 2026

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Capterra

Summer 2026

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Frequently Asked Questions

Do independent contractors get overtime on a time card?

True independent contractors are not covered by FLSA minimum wage, overtime, recordkeeping, or federal break-pay rules because they are in business for themselves. Overtime or premium billing applies only if the contract creates that term. A worker who is legally an employee follows the employee rules, regardless of a contractor label.

Which contractor breaks should be subtracted?

For a true independent contractor, subtract breaks only when the contract treats them as nonbillable. For an employee, federal law treats short rest breaks of about 5 to 20 minutes as paid hours worked when the employer provides them. A meal period is unpaid only when the employee is completely relieved of duty.

Can contractor hours be rounded to the quarter hour?

Federal employee time-clock rounding can use the nearest 5 minutes, one-tenth of an hour, or quarter hour only if the method is neutral over time and does not underpay employees. For independent contractor invoices, rounding depends on the contract, but the time card should still preserve the actual start and stop times.

Does a federal construction contract change the calculation?

Most federal service or construction contracts over $100,000 fall under the Contract Work Hours and Safety Standards Act. Covered laborers and mechanics must receive at least one and one-half times the applicable rate for hours worked over 40 in a workweek. That rule applies separately from a normal vendor invoice total.

Which records should a contractor business keep for employees?

For each covered nonexempt employee, the employer must keep accurate daily hours, total weekly hours, pay basis, regular hourly rate, straight-time earnings, overtime earnings, deductions, total wages, and pay-period dates. Payroll records must be retained for at least three years, and wage-computation records such as time cards and schedules must be retained for two years.

How does Everhour Team Management help with contractor time cards?

Everhour Team Management lets admins set lock rules, correct time entries, set personal tracking limits, manage weekly capacity, route submitted time through approvals, and organize people by roles, project assignments, or team groups. That structure keeps reviewed contractor or employee hours from changing after billing or payroll review.

Turn approved hours into records

Use approved time cards as the source for billing and payroll review. Everhour Team Management keeps roles, limits, corrections, approvals, and locked periods organized around reviewed hours.

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